What is Debt Free Life® ?
Debt Free Life is an insurance solution that builds a cash value over time. As your cash value grows, you can eliminate all your debt incrementally and save the balance for retirement – without spending any additional money. With Debt Free Life, you can create a long-lasting legacy for your family by achieving financial freedom and retiring with tax-favored income.
With Debt Free Life®, you can kick debt to the curb and rewrite your story.
The Debt Free Life® Solution
Our proven method has helped thousands of families get on track to financial freedom while building a legacy with real retirement savings.
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Step 1
Schedule an appointment with a Debt Free Life consultant either in-person or over a video consultation.
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Step 2
Your consultant will guide you through a financial worksheet, highlighting areas of opportunity for increased cash flow.
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Step 3
Eliminate your debt with the guidance of your consultant using the proven Debt Free Life solution.
The Debt Free Life® Solution
Debt Free Life helps you eliminate specific debts incrementally.
Find out today what a Debt Free Life plan could do for you.
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What is the difference between mortgage protection insurance and homeowners insurance?Mortgage Protection Insurance: • Makes your premiums in case of job loss* • Money goes to your family • Pays your mortgage if you become sick or injured • Money your family receives is tax free • Is portable – new home? It travels with you *Available in most states. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations and availability. Home Owner's Insurance • Damage to your home in severe weather and water conditions • Theft of your belongings • Vandalism of your house and property • Fire damage to your home • Personal injury lawsuits if someone gets hurt on your property
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Do I qualify for mortgage protection insurance?In most cases, yes! Mortgage protection insurance has a very high acceptance rate as most plans are offered with simplified underwriting (you won’t have to take a medical exam to qualify).
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When should I buy mortgage protection insurance?If you have a mortgage on your home, or if you are in the process of obtaining a mortgage, you should consider buying mortgage protection insurance.
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Can I afford mortgage protection insurance?Mortgage protection is one of the most inexpensive types of insurance, and it’s often a more affordable option than purchasing a separate whole life policy to pay off your mortgage in the event of your death.